Junior Policy
Limited Coverage
PRICE: Determined by amount of loan
Issued for Home Equity Line of Credit (HELOC) and second loans for residential properties with a maximum liability of $250,000.00.
| Liability amount up to $100,000 | $100 |
| Liability amount from $100,001 to $125,000 | $125 |
| Liability amount $125,001 to $150,000 | $150 |
| Liability amount $150,001 to $200,000 | $175 |
| Liability amount $200,001 to $250,000 | $200 |
Smart Policy
Standard Mortgagee’s Assurance of Record Title Policy
PRICE: Residential Only – Maximum amount $350,000.00
A limited coverage policy that can be issued on first loans which are closed in house and do not require a full title insurance policy. (Can only be used on residential property)
| Coverage Amount up to $50,000 | $125 |
| $50,001 to $100,000 | $150 |
| $100,001 to $150,000 | $175 |
| $150,001 to $200,000 | $200 |
| $200,001 to $250,000 | $225 |
| $250,001 to $300,000 | $250 |
| $300,001 to $350,000 | $275 |
Lot Book Guarantee
PRICE: $150.00
A guarantee issued in conjunction with the Judgment and Tax Lien Guarantee with a liability limited to $5,000. It provides the legal description, taxes, all liens and judgments, including any open loans, and the last deed of record.
Consumer Report
PRICE: $75.00
A report that provides the legal description, taxes, all liens and judgments, including any open loans, and the last deed of record. NOTE: it does not carry any liability.
Ownership Report
PRICE: $5.00 per name or $75 minimum
A report that includes the current property owners, their addresses, and tax codes in a particular subdivision.
UCC Search
PRICE: $75 per search
A search for county and state records for any Uniform Commercial Code filings.
Litigation or Trustees Sale Guarantee
PRICE: Calculated with Rate Guide
A report generally used to facilitate the foreclosure and/or quiet title process, which includes tax information, liens, and judgments.
Owners’ Policy
PRICE: Calculated with Rate Guide
An insurance policy that protects the insured against loss arising from defects in the title.
Lenders’ Policy
PRICE: Calculated with Rate Guide
An insurance policy that protects the insured against loss arising from defects in the title.
Homeowners’ Policy
PRICE: Calculated with Rate Guide
An insurance policy for a one to four-family residence that protects the insured with a package of “added benefits.” See handout for more information.
