Title Products

Product

Price

Description

Junior Policy – Limited Coverage

Determined by value of property

Issued for Home Equity Line of Credit (HELOC) and second loans for residential properties less than or equal to $250,000.

Liability amount up to $100,000

$100

Liability amount from $100,001 to $125,000

$125

Liability amount $125,001 to $150,000

$150

Liability amount $150,001 to $200,000

$175

Liability amount $200,001 to $250,000

$200

Smart Policy – Standard Mortgagee’s Assurance of Record Title Policy

Residential Only – Maximum amount $350,000.00

Coverage Amount up to $50,000

$125

$50,001 to $100,000

$150

$100,001 to $150,000

$175

$150,001 to $200,000

$200

$200,001 to $250,000

$225

$250,001 to $300,000

$250

$300,001 to $350,000

$275

A limited coverage policy that can be issued on first loans which are closed in house and do not require a full title insurance policy.  (Can only be used on residential property)

Lot Book Guarantee

 $150.00

A guarantee issued in conjunction with the Judgment and Tax Lien Guarantee with a liability limited to $5,000. It provides the legal description, taxes, all liens and judgments, including any open loans, and the last deed of record.

Consumer Report

$75.00

A report that provides the legal description, taxes, all liens and judgments, including any open loans, and the last deed of record.  NOTE: it does not carry any liability.

Ownership Report

$5.00 per name or $75 minimum

A report that includes the current property owners, their addresses, and tax codes in a particular subdivision.

UCC Search

 

$75 per search

A search for county and state records for any Uniform Commercial Code filings.

Litigation or Trustees Sale Guarantee

Calculated with Rate Guide

A report generally used to facilitate the foreclosure and/or quiet title process, which includes tax information, liens, and judgments.

Owners Policy

Calculated with Rate Guide

An insurance policy that protects the insured against loss arising from defects in the title.

Lenders Policy

Calculated with Rate Guide

An insurance policy that protects the insured against loss arising from defects in the title.

Homeowner’s Policy

110% of Basic Rate

An insurance policy for a one to four-family residence that protects the insured with a package of “added benefits.”  See handout for more information